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Single phone number : (71) 210-20-02 Financial literacy

Missed call - missed opportunity!

Even working in a foreign country you can buy a car in the Republic of Uzbekistan with a credit offered by Xalq Bank.

Amount

Determined based on the price of purchased real estate

Period

120 months
Created at: 02.10.2019 | Updated at: 27.03.2021

Convenient percent rates

Convenient credit period

Less documents

What is ?

EXPAT HOME” is a loan for the purchase of housing in Uzbekistan, issued to citizens of the Republic of Uzbekistan with an official place of work in foreign countries.

Additional information

Opportunity to buy a real estate in Uzbekistan using "Xalq Bank "morgage loan

Credit calculation

How much you need?

100000000 sum

Credit period

60 month

25%

Initial compansation

sum

the amount of principal to be repaid

20 %

Annual interest rate

Payment date

Days of the month

Interest rate

Loan amount sum

Interest payments sum

Total payments sum


21/11/2019
12 800 000 sum
12 800 000 sum
12 800 000 sum

What should you do in order to get a credit?

1

Appeal

For this, come to the bank with guarantor - documents is required from each of you

2

Wait for the decision of the underwriter

The documents submitted for obtaining a loan will be reviewed by the Underwriter.

3

Use credit effectively

Pay off credit debts on time


Required documents

1

Рassport Documents confirming the financial condition of the borrower (co-borrower). The Apostille stamp must be affixed

2

Apostille must be presented in the original and not translated into other languages

3

Original(Initial) Home purchase and sale Agreement

What are the credit conditions?

Maximum credit amount

Determined based on the price of purchased real estate

Credit valid period

120 months

Credit preferred period

No grace period


Credit supply

The housing acquired at the expense of the loan

Paying percent rate

Age of credit taker

Citizens of the Republic of Uzbekistan who have reached the age of 18


Important requirements

A credit is issued to citizens of the Republic of Uzbekistan, who have a permanent job and a constant source of income

Initial payment is made in foreign currency, based on the exchange rate estimated by Central Bank at that moment

If the borrower's monthly salary does not match the principal amount and interest payment, a third-party guarantee may be obtained.

  • What documents should be provided for obtaining a loan?
  • How many days my application will be considered?
  • To whom loans are issued?
  • Rejali to‘lov kobrending kartalari doirasida hamkorlik qilish to‘g‘risida
What documents should be provided for obtaining a loan?
  • Application
  • Passport copy of the borrower
How many days my application will be considered?

Within three days after providing all necessary documents for obtaining a loan.

To whom loans are issued?

Loans are granted to able-bodied citizens of the Republic of Uzbekistan with permanent work and citizens permanently residing in the Republic of Uzbekistan.

Rejali to‘lov kobrending kartalari doirasida hamkorlik qilish to‘g‘risida

Rejali to‘lov kobrending kartalari doirasida hamkorlik qilish to‘g‘risidagi bosh shartnoma loyihasi ishlab chiqilgan bo‘lib, barcha hamkor tashkilotlar bilan shartnomalar imzolangan.

Mazkur shartnomaning 2.4.3 bandida hamkor tashkilot zimmasiga tovarlar va xizmatlar uchun to‘lov Bank mijozlari tomonidan taqdim etilgan to‘lov kartalari orqali qabul qilinganda tovar va xizmatlar narxini boshqa mijozlarga taklif etilayotgan narxlardan qimmat bo‘lmagan narxda qabul qilish majburiyati yuklatilgan.

Shuningdek, ushbu shartnomaning 5.3 bandida, hamkor tashkilotning javobgarligi sifatida, hamkor tashkilot va to‘lov karta egasi o‘rtasida tovar (xizmat)larni sotish (sotib olish) yoki qabul qilish jarayonida yuzaga kelgan kelishmovchiliklar yuzasidan bank javobgar emasligi to‘g‘risida belgilab qo‘yilgan.

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