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Single phone number : (71) 210-20-02 Financial literacy

Missed call - missed opportunity!

Convenient loan period to meet housing needs (from the primary market)

Amount

352 000 000 (Three hundred fifty two million) UZS

Period

Up to 20 (twenty) years
Created at: 03.03.2020 | Updated at: 01.04.2021

Convenient percent rates

Convenient credit period

Less documents

What is ?

A new type of mortgage is allocated for the purchase of apartments in a multi-stored house in the primary market

Additional information

Mortgage loans for the purchase of apartments in multi-stored buildings in the primary market in accordance with Decree №. PD-5886 and Decree №. PD-4701 The maximum loan amount for two - roomed flat in rural and urban areas is up to 240,000,000 UZS
The maximum loan amount for two-roomed flat in Tashkent is up to 264,000,000 UZS
The maximum loan amount for three - roomed flat in rural and urban areas is up to 320,000,000 UZS
The maximum loan amount for three-roomed flat in Tashkent is up to 352,000,000 UZS
According to the decree of the President of the Republic of Uzbekistan DP-6186, the maximum amount of a mortgage loan (on subsidies)
238 million sum in rural areas
309.4 million sum in cities
339 150 000 sum in Tashkent city

Credit calculation

How much you need?

250000000 sum

Credit period

120 month

15%

Initial compansation

sum

the amount of principal to be repaid

19 %

Annual interest rate

Payment date

Days of the month

Interest rate

Loan amount sum

Interest payments sum

Total payments sum


21/11/2019
12 800 000 sum
12 800 000 sum
12 800 000 sum

What should you do in order to get a credit?

1

Appeal

For this, come to the bank with guarantor - documents is required from each of you

2

Wait for the decision of the underwriter

The documents submitted for obtaining a loan will be reviewed by the Underwriter.

3

Use credit effectively

Pay off credit debts on time


Required documents

1

Passport of the borrower and (co-borrower)

2

Documents confirming the financial condition of the borrower (co-borrower) for the last 12 months (determined through the accumulated pension system)

3

Purchase and sale agreement

What are the credit conditions?

Maximum credit amount

352 000 000 (Three hundred fifty two million) UZS

Credit valid period

Up to 20 (twenty) years

Credit preferred period

6 months (at the customer's request)


Credit supply

A flat purchased with a loan is accepted as collateral

Paying percent rate

19%

Age of credit taker

Mortgage loans are issued to citizens of the Republic of Uzbekistan who have reached the age of 18 years old and not older than 60 years.

Loan agreement


Important requirements

loan payment method, annuity or differential (at the customer's request)

  • What documents should be provided for obtaining a loan?
  • How many days my application will be considered?
  • To whom loans are issued?
  • Rejali to‘lov kobrending kartalari doirasida hamkorlik qilish to‘g‘risida
What documents should be provided for obtaining a loan?
  • Application
  • Passport copy of the borrower
How many days my application will be considered?

Within three days after providing all necessary documents for obtaining a loan.

To whom loans are issued?

Loans are granted to able-bodied citizens of the Republic of Uzbekistan with permanent work and citizens permanently residing in the Republic of Uzbekistan.

Rejali to‘lov kobrending kartalari doirasida hamkorlik qilish to‘g‘risida

Rejali to‘lov kobrending kartalari doirasida hamkorlik qilish to‘g‘risidagi bosh shartnoma loyihasi ishlab chiqilgan bo‘lib, barcha hamkor tashkilotlar bilan shartnomalar imzolangan.

Mazkur shartnomaning 2.4.3 bandida hamkor tashkilot zimmasiga tovarlar va xizmatlar uchun to‘lov Bank mijozlari tomonidan taqdim etilgan to‘lov kartalari orqali qabul qilinganda tovar va xizmatlar narxini boshqa mijozlarga taklif etilayotgan narxlardan qimmat bo‘lmagan narxda qabul qilish majburiyati yuklatilgan.

Shuningdek, ushbu shartnomaning 5.3 bandida, hamkor tashkilotning javobgarligi sifatida, hamkor tashkilot va to‘lov karta egasi o‘rtasida tovar (xizmat)larni sotish (sotib olish) yoki qabul qilish jarayonida yuzaga kelgan kelishmovchiliklar yuzasidan bank javobgar emasligi to‘g‘risida belgilab qo‘yilgan.

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