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Single phone number : (71) 210-20-02 Financial literacy

Missed call - missed opportunity!

If you have a credit card of Xalq Bank, you will not have a problem with money


Up to 50 times of the amount of basic calculation value (12 250 000 UZS)


60 months
Created at: 28.01.2019 | Updated at: 03.03.2021

Convenient percent rates

Convenient credit period

Less documents

What is ?

A bank payment card designed to pay for goods and services, cash withdrawals at ATMs and bank terminals for the capital of the bank within the limits established for the client

Additional information

The possibility of cashless receipt
Free use of the credit card limit for 30 days
The possibility of reuse of credit resources after partial or full repayment of the loan. The bank’s credit card is 15% of the bank’s estimated base value. Currently ( base amount is equal to 223 000 UZS).

Credit calculation

How much you need?

5000000 sum

Credit period

24 month


Initial compansation


the amount of principal to be repaid

18 %

Annual interest rate

Payment date

Days of the month

Interest rate

Loan amount sum

Interest payments sum

Total payments sum

12 800 000 sum
12 800 000 sum
12 800 000 sum

What should you do in order to get a credit?



To do this, bring the necessary documents to the bank and submit an application.


Wait for the decision of the operator

Provided documents is checked by comission


Use credit effectively

Pay off credit debts on time

Required documents




Documents confirming the financial condition of the borrower for the last 12 months (determined by the accumulative pension system)

What are the credit conditions?

Maximum credit amount

Up to 50 times of the amount of basic calculation value (12 250 000 UZS)

Credit valid period

60 months

Credit preferred period

30 days

Credit supply

Without collateral

Paying percent rate

On the 15 day of each month

Age of credit taker

Citizens of the Republic of Uzbekistan who have reached the age of 18

Loan agreement

Download loan agreement

Important requirements

A credit card is provided to the citizens of the Republic of Uzbekistan, as well as to individuals residing in the Republic of Uzbekistan, but not having citizenship, with a permanent job and a constant source of income

The credit card is issued to customers who receive a monthly salary fully on plastic card.

  • What documents should be provided for obtaining a loan?
  • How many days my application will be considered?
  • To whom loans are issued?
  • Rejali to‘lov kobrending kartalari doirasida hamkorlik qilish to‘g‘risida
What documents should be provided for obtaining a loan?
  • Application
  • Passport copy of the borrower
How many days my application will be considered?

Within three days after providing all necessary documents for obtaining a loan.

To whom loans are issued?

Loans are granted to able-bodied citizens of the Republic of Uzbekistan with permanent work and citizens permanently residing in the Republic of Uzbekistan.

Rejali to‘lov kobrending kartalari doirasida hamkorlik qilish to‘g‘risida

Rejali to‘lov kobrending kartalari doirasida hamkorlik qilish to‘g‘risidagi bosh shartnoma loyihasi ishlab chiqilgan bo‘lib, barcha hamkor tashkilotlar bilan shartnomalar imzolangan.

Mazkur shartnomaning 2.4.3 bandida hamkor tashkilot zimmasiga tovarlar va xizmatlar uchun to‘lov Bank mijozlari tomonidan taqdim etilgan to‘lov kartalari orqali qabul qilinganda tovar va xizmatlar narxini boshqa mijozlarga taklif etilayotgan narxlardan qimmat bo‘lmagan narxda qabul qilish majburiyati yuklatilgan.

Shuningdek, ushbu shartnomaning 5.3 bandida, hamkor tashkilotning javobgarligi sifatida, hamkor tashkilot va to‘lov karta egasi o‘rtasida tovar (xizmat)larni sotish (sotib olish) yoki qabul qilish jarayonida yuzaga kelgan kelishmovchiliklar yuzasidan bank javobgar emasligi to‘g‘risida belgilab qo‘yilgan.

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